Although we don't like to plan for it, the reality is that not every holiday goes as well as we hoped for or as well as the TV holiday shows would have us believe. Usually, it is something outside of your control, such as a flight being canceled because of a mechanical breakdown. The result can be lots of additional costs as you have to rearrange connections, accommodations, and car rental bookings.
Chances of having health-related concerns may increase if you are traveling in foreign countries. You may not qualify for any of the local government-sponsored health care programs considering that you are not a native of the country you are visiting. If you travel internationally, therefore, it is very important to have an international health insurance plan.