The Not So Independent Contractor

No Workers Comp? Go to Jail! Go Directly to Jail! - Part 2 In the first installment of this series I talked about the legal obligation employers have to carry workers compensation insurance on their employees. I explored the severe consequences meted out on those employers that don't. Namely, employers who willfully choose not to carry workers comp on their employees are subject to both criminal and civil penalties. The employer also loses its immunity from employee initiated lawsuits. All in all, the downside of non-compliance is generally unpleasant enough to get most organizations to comply. An Innocent Mistake? But what about this situation? Paul the painter needs another painter to keep pace with all the work he's lined up.

The Top 6 Workers Comp Insider Secrets

For most organizations, employee related costs are one of the biggest drains on the bottom line. And workers compensation insurance is often the main drain. Unlike the price of gas, however, understanding these six workers compensation insurance industry secrets can help owners and managers aggressively control these costs. So what are they? 1. Insurance companies don't pay for your employee injuries - they just finance them for you. Do you realize that oftentimes you pay $2 to $3 back to your insurance company for every dollar they pay out for your employee injuries? Each claim results in an extremely expensive financing contract. You pay your premiums. Then you have to pay for almost all of your claims.

A Virginia Workers Compensation Case - Choose a Specialist Attorney Or a General Practitioner?

Attorneys specialize like doctors. Some orthopaedists handle backs, some arms, and some do only legs. Again, like doctors many attorneys specialize in areas of the law. There are still some attorneys who are general practitioners and try to handle every case that comes in the door. Is it wise to choose such an attorney for your Virginia Workers Compensation Case? The following are: TEN REASONS WHY A WORKERS COMPENSATION SPECIALIST IS BEST! FIRST, there are peculiar time limits involved in a workers compensation case in Virginia. If you refuse light duty employment, you only have six months to cure that refusal. If you have received a permanent injury and have been paid for it, you can go back on regular compensation if you apply within one year.

Compare Liability Insurance

Liability insurance cover is usually attached to employers and organisations In many countries it a legal requirement that a business is covered with a liability insurance policy. The cover is a safeguard against costs and claims incurred by an employer for injuries and damages to an employee during work time and or a social gathering. Companies operating in most countries are legally obliged to take out liability cover as a compulsory form of insurance. The more common form of cover applies to drivers of vehicles and employed by a company. The premise behind public liability insurance is for an employer to be insured against the risks of an employee being injured whilst in the work place the same applies to an employee using a company owned vehicle.