Home Insurance - Know Your Property Flood Zoning Part 2

As brought to you in a previous article, we learnt that FEMA has placed over 20,000 communities into different categories of flood zones. The zones tell you whether your property is in a high flood risk area.

The following is the concluding part of the list:-

1.The High Risk Zones

Zone AO. These are areas that have stream or river flood hazard, areas with 1% or more chance of shallow flooding each year, usually in form of sheet flow, with an average depth ranging from 1 to 3 feet. These areas also have a 26% chance of flooding during the life of a 30year mortgage. The average flood depths gotten from detailed analysis are shown within these zones.

Zone AR. These are zones that are experiencing a temporary rise in flood risk because of the building or repairing of a flood-control system(levee or dam). In these areas it would be compulsory for residents to buy flood insurance. but the rates would not be more than that of unnumbered A zones if the structure is built or repaired in accordance with the standard of Zone AR Floodplain Management Regulations.

Zone A99. These are areas that have 1% annual chance of flooding that will be protected by the Federal flood- control system where building has reached specified legal requirement.

2. High Risk (Coastal) The V zones.

In communities that participate in NFIP, the purchase of flood insurance is compulsory.

Zone V. coastal areas that have a 1% annual chance or greater of flooding with additional hazard associated with storm waves. These areas have a 26% chance of flooding during the life of a 30year mortgage.

Zone VE and V1-30. Coastal areas that have a 1% annual chance or greater of flooding with additional hazard associated with storm waves. These areas have a 26% chance of flooding during the life of a 30year mortgage. Base flood elevations derived from detailed analysis are shown at selected intervals within these zones.

3.Undetermined Zones. D

Zone D. these are areas with possible but undetermined flood risks. In these areas, no flood hazard analysis has been conducted. The flood insurance rates are commensurate with the uncertainty of the flood risk.

03 Dec 2008 02:53:01

Lewis Co. reflects on flood anniversary - Northwest Cable News

KING5.com Lewis Co. reflects on flood anniversary Northwest Cable News, OR - It was one year ago this week that storms and floods destroyed property across western Washington. Lewis County was hardest hit and survivors are still ... Man who vanished during flood still missing a year later

Подробнее: http://nwcn.com/statenews/washington/stories/NW_120208WAB_le~.24eabc3d

02 Dec 2008 19:54:44

Venice suffers second day of flooding - Independent

ABC News Venice suffers second day of flooding Independent, UK - By Peter Popham in Rome Sea water powered by a fierce scirocco wind laid siege to Venice for a second day today, flooding basements, destroying domestic ... Video: High Tide Floods Venice Flooding in Venice reaches over five feet High Water Floods Venice -

Подробнее: http://independent.co.uk/news/world/europe/venice-suffers-se~.html

02 Dec 2008 16:56:26

Brazil officials track disease from flood-tainted water - CNN International

China Daily Brazil officials track disease from flood -tainted water CNN International - RIO DE JANEIRO, Brazil (CNN) -- The death toll in flood -ravaged southern Brazil has reached 116 and the first cases of a water-borne, potentially fatal ... Brazil flood -damaged meat port to reopen in month Disease outbreak feared in Brazil flood Brazil rescuers resume search for flood victims -

Подробнее: http://edition.cnn.com/2008/WORLD/americas/12/02/brazil.floo~

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